microfinance designs

The consumer products made by micro-entrepreneurs typically lack in creativity and professionalism, so the product ends up being "made by a poor person" as opposed to "good product that happens to also be made by a poor person"

 

How can good ideas and designs and processes easily and cheaply end up in the hands of these craftspeople?

 

I assume technology and micro-payments can solve the problem but am not sure how.

do it again app

not sure of the name yet, but basically a download that is free, which comes with a few pre-configured voice recognition memes, such as "DIA: open up Internet Explorer"

 

Set up the keystroke you want to activate the speech recognizing macro (i.e. open up the microphone to listen to you).  Speak "DIA: open word" for the free ones.  "DIA" stands for do it again.  If you pay $0.99 you remove the DIA for the free ones.  You can purchase your own pre-set up ones after that for $0.99 each but you never have to pay again.  You can create your own for free in the paid version.

 

The memes are your own repetitive behaviors on your computer, like "open MS word"; "type "To whom it may concern", which can record your actions in the do it yourself version or you can purchase pre-configured ones that work on your computer.  You just have to learn the instruction that comes with the free one, or record on top of the pre-configured one and the speech recognition is even better because it's your voice.

 

other ideas that when you've saved one second two hundred times, like "open facebook" maybe is worth $0.99? 

 

Enough memes x $0.99 x enough customers == value in the service

 

 

Gadget space

Note this can also apply to cleantech

Gadget space

Idea is to rent your gadget which cost 1000 and pay you 20 per week to
use it and play with it, and people can come in and see it for a 100
annual membership fee. We guarantee the product return in same
condition since usage by guests is only for those that afford the 100.
10,000 members is 1M in revenue.

pension idea: terrible idea

http://www.star-telegram.com/2011/12/02/3567530/american-airlines-pensions-in.html

 

So this article seems to show that the wealthy don't benefit so much from pensions and thus my idea is plain stupid.

create your own project map

I do like the idea of helping companies create their own Google maps for projects and customers they have to show their reach.

pension plan restructuring scheme

A company that uses technology to communicate via mobile and web with
US pensioners. First step, go to the largest US companies that have
pension obligations and are looking at underfunded plans. Second
step, communicate on their behalf with pensioners to convince these
pensioners to reduce their expectations for pension payments from the
company now and into the future in exchange for something like better
terms on local products (whatever). For every dollar of reduction in
obligation, a dollar flows through to the company's bottom line. The
company I propose earns a commission for each dollar reduction and
requires that the corporate put a second commission toward social
security. The government and the pensioners therefore will be more
likely to back the initiative. The company also thus skips the unions
that created the large pension obligations in the first place.
Companies reduce their need to raise debt and help reduce US debt.